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Complete Guide to OCI Card for Indian Citizens in the USA: Benefits, Application Process, and Key Considerations”

The Overseas Citizenship of India (OCI) card is a form of dual citizenship that allows foreign nationals of Indian origin to enjoy certain benefits in India. The OCI card is available to people of Indian origin who are citizens of another country, except for Pakistan and Bangladesh. In this article, we will explore the details and process of obtaining an OCI card for Indian citizens in the USA.

What is an OCI Card?

The OCI card is a lifelong visa that allows its holders to travel to India multiple times without needing a separate visa. It also grants certain privileges and benefits, such as the ability to own property in India, access to financial services, and the ability to work in India. However, OCI cardholders are not eligible to vote, hold public office, or access certain government jobs.

Who is Eligible for an OCI Card?

To be eligible for an OCI card, you must meet one of the following criteria:

  1. You were a citizen of India on or after January 26, 1950.
  2. You were eligible to become a citizen of India on January 26, 1950.
  3. You belonged to a territory that became part of India after August 15, 1947.
  4. You are a child or grandchild of a person who meets one of the above criteria.

Documents Required for OCI Card Application

To apply for an OCI card, you will need the following documents:

  1. Proof of present citizenship, such as a copy of your passport.
  2. Proof of Indian origin, such as a copy of your Indian passport, birth certificate, or school certificate.
  3. Proof of renunciation of Indian citizenship, if applicable.
  4. Passport-sized photographs.
  5. Application fee.

OCI Card Application Process

The process of applying for an OCI card involves several steps:

  1. Online Application: Visit the OCI Online Application Portal and complete the online application form. You will need to provide your personal details, contact information, and details of your Indian origin.
  2. Document Submission: After completing the online application, you will need to submit the required documents to the nearest Indian consulate or embassy. You can find the nearest consulate or embassy by visiting the Indian Embassy website.
  3. Biometrics: You may be required to visit the consulate or embassy for biometric data collection, such as fingerprints and photographs.
  4. Application Fee: You will need to pay an application fee, which varies depending on your age and the type of application. You can find the fee details on the OCI Online Application Portal.
  5. Application Tracking: You can track the status of your application on the OCI Online Application Portal. You will receive an email notification when your application is approved.
  6. OCI Card Collection: Once your application is approved, you will need to visit the consulate or embassy to collect your OCI card. You will need to bring your passport and a copy of the approval email.

Benefits of an OCI Card

The OCI card offers several benefits to its holders:

  1. Multiple Entry Visa: The OCI card is a lifelong visa that allows you to travel to India multiple times without needing a separate visa.
  2. Property Ownership: OCI cardholders can own residential and commercial property in India. However, they cannot own agricultural land or plantation property.
  3. Financial Services: OCI cardholders can open bank accounts, invest in stocks and bonds, and access other financial services in India.
  4. Employment: OCI cardholders can work in India and access certain government jobs.
  5. Education: OCI cardholders can access educational institutions and scholarships in India.

Limitations of an OCI Card

While the OCI card offers several benefits, it also has some limitations:

  1. Voting: OCI cardholders are not eligible to vote in Indian elections.
  2. Public Office: OCI cardholders cannot hold public office or be elected to the Indian Parliament.
  3. Government Jobs: OCI cardholders cannot access certain government jobs, such as those in the Indian Administrative Service (IAS) or Indian Police Service (IPS).
  4. Agricultural Land: OCI cardholders cannot own agricultural land or plantation property in India.

Special Requirements for Children’s OCI Cards

Children who are eligible for an OCI card must also follow certain additional requirements:

  1. OCI Card Renewal: For children under the age of 20, the OCI card must be renewed every time a new passport is issued. This is because the physical appearance of children can change significantly as they grow, and their OCI card photo needs to be updated to match their current appearance. The OCI card must be renewed within three months of receiving a new passport.
  2. OCI Card Update: For OCI cardholders who are 20 years old, the OCI card and U-visa sticker must be updated once after turning 20. This update is required to ensure that the cardholder’s photograph and biometrics are current.
  3. Parental Authorization: For children under the age of 18, both parents must sign the OCI application form. If one parent is not available, the other parent must provide a notarized affidavit stating the reason for the absence and granting permission for the child to apply for an OCI card.
  4. Additional Documents: In addition to the standard documents required for an OCI application, children may need to provide additional documents, such as a copy of their birth certificate and copies of their parents’ passports.

It’s essential to note that failing to renew or update a child’s OCI card as required can result in difficulties when traveling to India. The immigration authorities may question the validity of an OCI card with an outdated photograph, and the cardholder may be denied entry into India.

Conclusion

The OCI card is a valuable document for people of Indian origin who are citizens of another country. It offers several benefits, such as the ability to travel to India multiple times without needing a separate visa, own property, access financial services, and work in India. However, it also has some limitations, such as the inability to vote, hold public office, or access certain government jobs. If you are eligible for an OCI card and wish to enjoy the benefits it offers, you can apply through the OCI Online Application Portal and submit the required documents to the nearest Indian consulate or embassy.

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I hope this article provides a comprehensive overview of the OCI card